Most conversations about student debt start with the person holding the diploma. But in millions of American households, there’s a second borrower —...
1 month ago Read MoreHow to Find Scholarships You Actually Have a Shot At
The fastest way to waste your time is to enter every $10,000 national scholarship you see on social media. Thousands of students apply, the odds are...
1 month ago Read MoreAutomatic Income-Driven Repayment: The Student Loan Policy Fix That Actually Helps You
The student debt crisis is not just a number. It is a broken repayment system that punishes people for trying to do the right thing. Politicians love...
1 month ago Read MoreHow Much Rent Can You Actually Afford While Paying Off Student Loans
The thirty percent rule has been repeated so often it sounds like law. Keep your rent under thirty percent of your gross income and you are...
1 month ago Read MoreShould You Go to Grad School If You Already Have Student Debt?
Going to graduate school when you already have student debt is not automatically a bad idea. It can be the smartest move you make, or a six-figure...
1 month ago Read MoreHow to Get a Student Loan Without Borrowing More Than You Can Handle
Getting a student loan is not like signing up for a streaming service. It is a legal agreement that follows you for years, affects your rent, your...
1 month ago Read MoreCapitalized Interest on Student Loans: The Quiet Charge That Grows While You Wait
Capitalized interest is the student loan term that quietly costs you the most money. It sounds like accounting jargon, but the idea is simple...
1 month ago Read MorePaying Interest While in School: The Small Payment That Keeps Student Debt From Growing
Just because you don’t have to pay while you’re in school doesn’t mean interest takes a nap. On unsubsidized federal loans and most private loans...
1 month ago Read MoreHow to Pick a Federal Student Loan Repayment Plan That Actually Fits Your Life
Your loan servicer probably put you on a plan automatically when you graduated or dropped below half-time enrollment. That plan keeps you out of...
1 month ago Read MoreStandard vs Income-Driven Repayment: How to Choose the Student Loan Plan That Won’t Wreck Your Budget
Your student loan repayment plan is not paperwork you fill out once and forget. It decides your monthly payment, how much interest you pay, how long...
1 month ago Read MoreHow To Survive High Student Loan Payments On A Starting Salary
You did everything right, or at least you did everything you were told to do. You went to class, you walked across that stage, you grabbed the...
1 month ago Read MoreHow to Negotiate a Lower Student Loan Payment With Your Lender
Your student loan bill is not a moral judgment. It’s a number. And numbers can be negotiated. The problem is most people treat their servicer like a...
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