Consolidation Strategies

You have a pile of student loans with different servicers, due dates, and interest rates. You have two main ways to clean it up: federal...

If you have a pile of federal student loans with different servicers, due dates, and interest rates, consolidation looks like magic. One loan, one...

Consolidation is not a magic eraser. It is a way to rearrange the pieces of your student debt so the puzzle is easier to manage. Before you sign...

Default doesn’t happen because people are lazy. It happens because a payment that was manageable in March stops being manageable in June, the letters...

Consolidation sounds like a magic trick: mash all your student loans into one payment, maybe get a lower rate, and finally stop juggling due dates...

Consolidation sounds like a magic trick. One payment, one servicer, one interest rate. But it is not a discount. A Direct Consolidation Loan is a new...

Student loan repayment is confusing enough without someone trying to profit from your confusion. Scammers know borrowers are stressed, rules change...

Your student loan servicer is not a brick wall. It is a call center with rules, scripts, and a surprising number of options it will not offer unless...

Your student loans are yours, but your employer can help carry them. More companies now offer employer repayment assistance as a benefit, and it is...

You cannot negotiate a federal student loan like a used car. Federal servicers follow rules, but those rules include real options that can lower your...

You’ve got student loans. You also have rent, groceries, maybe a car payment, and a life you’d like to enjoy before you’re 80. The good news is you...

If you are stressed about student loans, you are exactly who scammers target. They know you are getting calls, emails, and social media ads promising...