Student Loan Tax Implications

The word “forgiven” sounds like a clean slate. In taxes, it can sound like a bill. When a lender cancels debt you owe, the IRS usually treats that...

If you are paying student loans, there is a decent chance you are also paying interest. That interest can feel like money thrown into a black hole...

Student loan forgiveness can feel like a finish line, but a tax bill may be waiting on the other side. From 2021 through 2025, the American Rescue...

If your student loans get forgiven, canceled, discharged, or paid off by someone else, the first question is usually “Is this really over?” The...

The student loan interest deduction is the simplest tax break most borrowers ignore. If you paid interest on a qualified student loan during the tax...

Student loan repayment is confusing enough without someone trying to profit from your confusion. Scammers know borrowers are stressed, rules change...

Your student loan servicer is not a brick wall. It is a call center with rules, scripts, and a surprising number of options it will not offer unless...

Your student loans are yours, but your employer can help carry them. More companies now offer employer repayment assistance as a benefit, and it is...

You cannot negotiate a federal student loan like a used car. Federal servicers follow rules, but those rules include real options that can lower your...

You’ve got student loans. You also have rent, groceries, maybe a car payment, and a life you’d like to enjoy before you’re 80. The good news is you...

If you are stressed about student loans, you are exactly who scammers target. They know you are getting calls, emails, and social media ads promising...

If your student loan payment is competing with rent, groceries, and gas, you are not bad with money. You are dealing with a system that was not...