Loan System Reform

If you borrowed for college, you already know the system isn’t just expensive. It’s confusing. You can have four servicers, three repayment plans...

If you’ve spent any time researching how to deal with your student loans, you’ve probably stumbled across income-driven repayment plans. On paper...

The student loan system is not hard because borrowers are careless. It is hard because it was built like a maze. You pick a repayment plan from a...

The student loan system isn’t broken because borrowers are irresponsible. It’s broken because it’s complicated. If you have debt, you’ve probably...

When you’re staring down a $400 monthly loan payment and your grocery budget is a calculator app, the idea of philanthropy can feel like a bad joke...

If you’ve got student loans, you know the feeling. You open the servicer’s app, see a number with a comma in it, and your chest tightens. Maybe you...

Student debt did not explode because one generation decided to major in something useless and order avocado toast. It grew because the cost of...

Student debt is not an equal burden. Two people can borrow the same amount for the same degree and end up with very different lives. Race and income...

Income-driven repayment has been federal law for over a decade, and it still fails the people it was built to protect. The reason is almost never the...

The numbers are not your imagination. The cost of a bachelor’s degree in the United States has roughly tripled since the 1980s, even after adjusting...

You have probably seen the big number: Americans owe roughly $1.7 trillion in student loans. That number is real, but it is not your number. About 42...

Income-driven repayment sounds like the answer to every borrower’s prayer. Your payment gets capped at a percentage of what you actually earn, and...