Bankruptcy and Student Loans

Bankruptcy can wipe out credit card balances, medical bills, old utility accounts, and payday loans. Student loans are the stubborn exception. That...

Student loans are famous for surviving bankruptcy. That reputation is mostly earned. Under federal law, most federal student loans and many private...

Student loan repayment is confusing enough without someone trying to profit from your confusion. Scammers know borrowers are stressed, rules change...

Your student loan servicer is not a brick wall. It is a call center with rules, scripts, and a surprising number of options it will not offer unless...

Your student loans are yours, but your employer can help carry them. More companies now offer employer repayment assistance as a benefit, and it is...

You cannot negotiate a federal student loan like a used car. Federal servicers follow rules, but those rules include real options that can lower your...

You’ve got student loans. You also have rent, groceries, maybe a car payment, and a life you’d like to enjoy before you’re 80. The good news is you...

If you are stressed about student loans, you are exactly who scammers target. They know you are getting calls, emails, and social media ads promising...

If your student loan payment is competing with rent, groceries, and gas, you are not bad with money. You are dealing with a system that was not...

It is a harsh reality that when you signed those promissory notes for your education, you probably did not read the fine print regarding...

The word “forgiven” sounds like a clean slate. In taxes, it can sound like a bill. When a lender cancels debt you owe, the IRS usually treats that...

If your student loan balance feels like a second mortgage, you are not alone. Start by getting the real numbers. Log into your federal student aid...