Deferment and Forbearance

If you are enrolled at least half-time, most federal student loans come with an in-school deferment. That means you do not have to make payments...

If you’re enrolled at least half-time, your federal student loans usually come with an in-school deferment. That means you don’t have to make...

If you’re enrolled in school and staring at a student loan bill you can’t pay, you have two main pause buttons: deferment and forbearance. They sound...

If you’re enrolled at least half-time in college or grad school, your federal student loans may already be in an in-school deferment. That means you...

When money gets tight in school, pausing student loan payments can feel like the only way to breathe. Deferment and forbearance both let you stop...

When you’re in school and money is tight, a student loan payment can feel like a bill from a future you haven’t met yet. Federal student loans...

You have student loans. Somewhere, a company is responsible for managing them. That company is your loan servicer. Not your school, not your rich...

Your student loan servicer is the company that sends bills, processes payments, answers calls, and handles paperwork. It is not always the company...

Most student budgets fail because they assume your money arrives in neat, equal amounts and your expenses are predictable. Real life is messier. You...

You’ve spent the last three months sweating through a summer job. Maybe you were waiting tables, stocking shelves, lifeguarding, or working a desk...

A campus job can be more than pizza money. Treat it like a tool, and it can keep you from borrowing more, cut interest that piles up while you are in...

A credit card in college is not free money. It is a tool that can build your credit history or trap you in minimum payments for years. If you already...